Jeff Menday – Page 41 – Ballard4Sale.com

Jeff is a Miracle Worker

December 9^th, 2011

Hi Jeff,
George Tyler here, I want to start off with saying pardon my spelling its terrible. Anyway, in the past I have told a lot of people about what you did for Lori and I with getting the house over by the Crown Hill cemetary sold for us. And when I tell the story I tell them that you’re not really a realtor, you’re a miracle worker. I keep a framed copy of the flyer that you had printed up in my home office, so the transaction comes to mind quite often. And when I show that flyer to people they say that I’m a bandit, and I say no, I just had a damn good realtor on my team. I retired five years ago and Lori will retire next spring and we plan to hop in our 32 foot motor home and spend some of that windfall cash you found for us. Thanks again for everything, and keep the mailings coming.

And if you ever get up this way give me a call and we’ll do coffee.

Lori & George Tyler

By Jeff Menday|2020-11-02T04:35:31-09:00December 9th, 2011|Testimonials|

Home Buying – 5 Credit Myths Busted

From Ask Tara at Trulia

1. HAVING LOADS OF CASH, TONS OF EQUITY, AND A WELL PAYING JOB MAKE YOUR CREDIT SCORE IRRELEVANT…

Lenders will look at your credits score. No matter how much cash you have your lender will have FICO score guidelines that you will have to meet. The best predictor of whether you will default on a loan is how you’ve handled credit in the past. Assets do not necessarily diminish riskiness.

2. HAVING NO DEBT OR LATE PAYMENTS MEANS YOU HAVE GREAT CREDIT…

Financial responsibility and credit are two different things. Your FICO score is a measurement of how you’ve managed your debt. So if you have credit accounts, use them but do not abuse them. If you do not have any credit accounts, you do not have good credit, you have no credit.

3. CHECKING YOUR OWN CREDIT SCORE IN ADVANCE PREVENTS SURPRISES WHEN APPLYING FOR A MORTGAGE…

Your mortgagor or mortgage broker must pull their version of a credit report, which can be very different than the free one you get online. This is why it is very important to work with a professional as early as possible – so you can detect any errors or issues and get working on them.

4. IF YOU HAD A SHORT SALE OR FORECLOSURE, YOUR CREDIT SCORE WILL BE DAMAGED FOR 7 YEARS…

These will appear on your credit report for 7 years, but your credit score can be rehabilitated enough to perhaps buy another home in less time. This depends on what type of loan you are seeking.

5. SHORT SALES HAVE FAR LESS IMPACT ON YOUR CREDIT SCORE THAN FORECLOSURES…

According to the FICO folks themselves, short sales and foreclosures have the SAME impact on your credit score. What may make a difference are the number of missed payments before your home was lost to foreclosure or short sale.

By Jeff Menday|2020-11-02T04:35:31-09:00December 8th, 2011|Good to Know, Real Estate News|

Foods that Help Improve Memory and Brain Function

Lots of factors can influence how well your brain functions – amount of sleep, stress, age, medications. One factor we can all control and improve upon is nutrition.

The following list contains 5 foods that can actually improve brain function:

1. Green leafy vegetables like spinach, cabbage, and broccoli are rich in folate, and vitamins B6, and B12. These chemicals help break down harmful substances that can accumulate in the brain and lead to forgetfulness.

2. Whole grains such as brown rice, oatmeal, and items made with 100% whole wheat flour can increase blood flow, which helps deliver oxygen to your organs, including the brain.

3. Eggs, a good source of protein contain choline which is essential in the production of some neurotransmitters that regulate mood and memory

4. Green tea has several benefits. Most notable are the flavinoids which can reduce the production of a protein that forms plaques in Alzheimer’s patients.

5. Blueberries are packed with antioxidants. Researchers found that a diet that consistently included blueberries improved memory.

By Jeff Menday|2020-11-02T04:35:31-09:00December 6th, 2011|Good to Know|

Just listed: 8009 14th Ave NW ~ $420,000

Features

3 Bedrooms

1.75 bathrooms

Living room with gas fireplace

Newer kitchen with chef’s stove, SS appliances, and glass faced cabinets

Remodeled main floor bath with marble

Gleaming hardwoods

Detached 2 car garage with RV parking and alley access

Year built 1924

Gas forced air heat

1,600 Sq. Ft Home (per Realist)

5,080 Sq. Ft. Lot (per Realist)

2011 taxes: $3,521

Walk Score: 85

MLS #296993

By Jeff Menday|2020-11-02T04:35:31-09:00November 30th, 2011|Featured Listings|

Help reduce Flooding – Adopt a Drain

Now that trees are losing leaves and the storms have begun, the chance of flooding increases.

There is one simple thing you can do to prevent localized flash flooding…adopt a drain!

The storm drain at the street outside your home can clog with leaves and rapidly cause flooding. Please add this to your yard clean-up list when the leaves begin to fall…you will be happy you did.

By Jeff Menday|2020-11-02T04:35:31-09:00November 22nd, 2011|Good to Know|

The Statistics are Staggering!

According to the U.S. Fire Administration report, in 2006 there were:

3,425 deaths

16,400 injuries

$11.3 billion in property loss

These statistics represent residential figures. Tragic, that the 2006 deaths due to fire surpassed the combined deaths of all other natural disasters in the US at that time.

An installed and properly functioning smoke alarm can reduce residential fire death by over 50%. Sadly, two-thirds of the fire deaths occur in homes with no smoke alarms or smoke alarms that do not work. A recent University of Washington study revealed that 1 in 5 homes in the U.S. do not have a working smoke alarm, and that 73% of the alarm failures are due to dead or missing batteries.

So what to do?

Install hard-wired smoke alarms with a battery back up in every level of the home, inside each sleeping room, and outside each sleeping area.
Never disable smoke alarms, or remove batteries except to replace them
Install combination ionization and photoelectric alarms.
Replace all smoke alarms after 10 years of service
Plan and practice escape routes, several times a year.
For battery powered alarms, designate a time to replace batteries at least once a year – be it a holiday, or daylight savings time, just pick a date you can remember.

For more information on smoke alarms, visit these valuable resources on the web:

Consumer Product Safety Commission: http://www.cpsc.gov

U.S.Fire Administration: http://www.usfa.dhs.gov

National Fire Protection Association: http://www/nfpa.org

By Jeff Menday|2020-11-02T04:35:31-09:00November 7th, 2011|Featured Listings|

Crime Prevention Meeting in Ballard

As reported on the local myballard.com blog, Thursday Oct 6^th, 2011, more than 30 people gathered at the Ballard Community Center to talk about crime in the neighborhood. Representatives from Seattle Police Community outreach, SPD crime prevention coordinator, BallardCommunity Center and Ballard District Council were all there to answer questions.

The most prominent concern was homelessness and public intoxication. In addition, there were concerns raised about graffiti and theft. The representatives from SPD repeatedly advised concerned residents to call 911 and stated that 911 was not only for life and death situations. The local crime prevention coordination, Terrie Johnston, advised against calling the non-emergency number noting that “it’s not very friendly.”

There are only 10 officers to cover the Ballard area. 911 calls are prioritized, which would explain the long response time to calls. Many of the residents felt their calls were not taken seriously. The SPD advised to enlist neighbors and call incidents at the same time to move it up in priority.

Please follow the link to contact your SPD community outreach representative.

http://www.seattle.gov/police/publications/Prevention/CrimePreventionMap.pdf

By Jeff Menday|2020-11-02T04:35:31-09:00October 13th, 2011|Community News & Events|

Just listed: Cozy Loyal Heights Rambler

Cute and cozy Loyal Heights Rambler in a great walkable neighborhood. Freshly painted, neat & clean.

This 2 bedroom, 1 bath home is high off the street for a private and secure feeling. It features newly refinished gleaming hardwoods and a period detailed fireplace.

Large yard with space for a garden. This is a perfect alternative to condo living.

Convenient to the Loyal Heights Community Center, shopping, dining, neighborhood parks, and public transportation. Don’t miss this gem!

For a private showing, call Jeff at 206-369-2818!

By Jeff Menday|2020-11-02T04:35:32-09:00October 4th, 2011|Real Estate News|

Do you have unwanted, unused, or expired medications?

According to the State of Washington, statistics show that drug overdoses and related poisonings have surpassed car crashes as the leading cause of accidental deaths in WA. Teens are the biggest abusers of prescription drugs…often easily obtained from home medicine cabinets.

Medicines should not be flushed or put in food or yard waste. Trash disposal is not safe because children, pets, or other adults have easy access. Also, flushed medicines can overburden our wastewater treatment plants, and eventually end up in our waterways.

So, what to do? Drug Take-Back Programs are the safest method of disposal for prescription and over-the-counter drugs. For nearby locations, please visit:

www.takebackyourmeds.org/what-you-can-do/locations or phone 206-296-4692.

By Jeff Menday|2020-11-02T04:35:32-09:00September 22nd, 2011|Good to Know|

Is there trouble lurking in your laundry room?

This is the result of a dryer fire

What causes 5,600 fires, 15 deaths, and over 99 million in preventable property loss? Three words…dryer vent fires. Most homeowners consider their clothes dryer a necessity. Improper installation and maintenance of this appliance can pose a serious fire risk. The leading factor is the failure to clean lint from the trap, vents and surrounding areas.

The signs of a blocked dryer vent are:

1. Lengthy drying time

2. Clothes are hotter than normal at the end of the cycle

3. Dryer shuts off due to high temperatures

4. Increased heat and humidity in the area of the dryer

5. Flapper on the vent hood does not open when the dryer is on

The Community Association of Underwriters recommends:

1. Replace plastic and metal foil vents with 4” aluminum vents

2. Vent dryer directly to the outside, taking the shortest route

3. Never leave the house when a dryer is on

4. Install a portable fire extinguisher in the laundry room

5. Clean filter after every dryer load

By Jeff Menday|2020-11-02T04:35:32-09:00September 20th, 2011|Good to Know|

About Jeff Menday